GBA]忍者神龟(zario)汉化版单机游戏经验分享.ppt

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1、11/7/2023,1,Workshop Group A,Motivating Lenders to Share Their DataIs there a Role for the Public Sector:In Jump-Starting Information Sharing?What are the Pitfalls of Such Intervention?,http:/蝙蝠侠：阿卡姆起源,11/7/2023,2,Motivating Lenders to Share Their Data.,Yes,Lenders Can Be Motivated,but.,11/7/2023,3,

2、Is there a Role for the Public Sector?,Without Central Bank Mandate no Information Sharing.Time Wasted though Lack of Action!,Mandate the Use of Shared Data in Risk AssessmentPenalties for Non-complianceForced ProvisioningHigher Capital Requirements,11/7/2023,4,Legal FrameworkSupport Pilot StudiesAs

3、sistance in Start-ups Set Rules and Operating RequirementsIssues License for Credit Bureau OperatorsConducts Compliance AuditsAccess to Public RegistersSafeguard Privacy and Confidentiality,Is there a Role for the Public Sector?,Central Bank is Responsible for Financial Health of the Financial Secto

4、r,11/7/2023,5,What are the Pitfalls of Such Intervention?,NONE:Because the Health of the Financial System and Economy is at Stake!,11/7/2023,6,Significant Incentives/Benefits for Banks,Enhances Lending Benefit to Consumers and Businesses Economy Greater Penetration of CreditAccurate Risk Prediction Fraud PreventionSubstantially Lower Loan DefaultsMore Value Added Products:Automated Decision ProcessesFraud Prevention/Scoring and Monitoring Cost Reduction through Volume DiscountsLower Cost in Credit Process,11/7/2023,7,Workshop Group A,Whats Holding You Up?,