互联网金融英语.ppt
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1、Internet Financial,Foreword:I believe that the Internet has changed our life,and the Internet financial will make our life better and better.,What is the Internet financial?,Internet financial is the combination of traditional financial industry with the spirit of the Internet in the emerging field.
2、Broadly speaking,with the spirit of the Internet is referred to as Internet banking financial formats.,The classification of Internet financial,Third-party payment-Such as Alipay and Tenpay.Financing products-Such as Zhejiang Ali small loan companyWealth management products-Such as Yu Ebao,Noun:Gras
3、s-roots economic,Means with the mainstream and elite culture or elite the weakness of the corresponding classSimply put,it refers to a large number of people who have a lower income and low level of consumption.What will happen when the grass-roots economy in the Internet?,To our surprise,the Intern
4、et financial again to verify the long tail theory.Many individuals gathered together,will produce a surprising power.For example,only in four months,more than 30,000,000 people are using the Yu Ebao.,The nature of the Internet is equality and open,This means that everyone can access the Internet eve
5、n grass-roots.Recently,there is a popular words online:Wake me up every day is not an alarm clock,nor is ideal,but the Yu Ebao.Internet financial created equal financial opportunities for grass-roots.,With the development of smart phones mobile Internet will enter the explosive growth,With smart pho
6、nes increases,more people will use Alipay、MicroMsg、Mobile banking and so on.This will further promote the development of Internet financial.,Next,I want to tell a story:A bowl,filled with large pieces of stone.Some people ask whether it is full of?For a moment and others into the sand,but this bowl
7、is still not full,and others into the water.If the bank compared to stone,Internet financial is sand and water.,The following we will talk about the Chinese Internet company.Such as BAT.B represents the Baidu.A represents the Alibaba.T represents the Tencent.,BAI FA,On October 28,2013,Baidu financia
8、l center-financial platform is launched,will work with all financial institutions customization with high attractive financial products.Bai Fa is baidu financial center launched the first financial planning,based on the goal of help people get rich,to reduce the financial from the traditional to the
9、 Internet users financial migration threshold.,Background,After the hot balance of treasure,the financial industry,the Internet will soon celebrate new forces,baidu“BAI FA,and has been with tencent micro force of letter and rubbing their hands.Waiting for the traditional financial industry seems to
10、be an unprecedented impact.Subversion become the nowadays and one of the key words of financial is most closely related to the Internet.Many experts in the field of finance,however,represented by baidu Internet enterprise,the influence on the nature of the financial industry is the concept,technolog
11、y and innovation of the channels and other aspects,will promote the traditional financial companies upgrade itself,for the enterprise itself and the vast majority of investors to bring more Internet dividends.,Baidus financial center is the comprehensive baidu,on the basis of existing resources,equa
12、l cooperation with large financial institutions,reshape traditional financial product design,packaging,sales and service each link,to provide users with innovative financial products and services.,Detailed introduction,Bai Fa is the worlds largest Chinese search engine baidu launched a financial pla
13、n,You can simply regard it as a kind of wealth management products.Bai Fa has the attractive features of the product.1 yuan ultra-low investment threshold has the broad audience.Rapid redemption instant cash to give money the most perfect liquidity.The most bright spot is expected annual yields as h
14、igh as 8%as high yield of trust products.Baidu finance center platform first with the huaxia fund launched products Bai Fa,annualized yield up to 8%,making the Internet financial earnings hit a new high.,Advantage,“Bai Fa by China investment guarantee co.,LTD guarantees all the way,the minimum inves
15、tment threshold is only 1 yuan.After-sales support rapid redemptive,instant cash withdrawals,convenient user capital flows in,at the same time,the highest annual rate of return as high as 8%.,Characteristic,1,the lowest investment threshold 1 yuan.2,limited release;3,after sales support redemptive,i
16、nstant cash withdrawals;4,baidus financial center and the huaxia fund cooperation;5,by the China investment guarantee company guarantee.,Meaning,“Bai Fa is the combination of the information network and financial innovation,will be conducive to the traditional financial sector reform and innovation,
17、to provide diversified investment financing channels for the people,convenient people investment,more conducive to the full use of social idle funds,improving the utilization efficiency of social capital.,If the bank does not change,we change the bank.,Internet financial strategic layout,Third-party
18、 payment-alipaySmall loan companies-zhe jiangAli Small loan company and chong qingAli Small loan companyGuarantee company-chong qingshangcheng Guarantee company Holding assets management companies-Tianhong Fund company,Ali with large data analysis to complete the loan For example,Ali small micro len
19、ding data in 2012,total 13 billion loan,consists of 1.7 million loans,average daily to complete ten thousand for loans.This is any traditional financial institutions are hard to imagine.,Yu Ebao,Some people say that before Yu Ebao bank is lying to earn money,now need to stand to earn money.By the en
20、d of September,Yu Ebao accounts more than 16 million,and cumulative purchase of more than 130 billion.,Taobao funds flagship store opening,October 31,taobao permission by the SFC,the Internet is the first to provide services for fund sales institutions,to carry out the business of third-party e-comm
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