新视野第大学英语读写教程2unit 课文原文(2).docx

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1、新视野第大学英语读写教程2 unit 课文原文Spend or save The students dilemma 1 Do you feel as confused and manipulated as I do with this question, Should I spend or should I save? I think that the messages we get from our environment seem to defy common sense and contradict each other. The government tells us to spend

2、 or well never get out of the recession. At the same time, they tell us that unless we save more, our country is in grave danger. Banks offer higher interest rates so we increase savings. Then the same banks send us credit card offers so we can spend more. 2 Heres another familiar example: If we don

3、t pay our credit card bill on time, we get demanding, nasty emails from the credit card company saying something like: Your failure to pay is unacceptable. Pay immediately or youll be in trouble! Then, as soon as we pay, we get a follow-up email in a charming tone telling us how valuable a customer

4、we are and encouraging us to resume spending.Which depiction is correct: a failing consumer in trouble or a valued customer? The gap between these two messages is enormous. 3 The paradox is that every day we get two sets of messages at odds with each other. One is the permissive perspective, Buy, sp

5、end, get it now. You need this! The other we could call an upright message, which urges us, Work hard and save. Suspend your desires. Avoid luxuries. Control your appetite for more than you truly need. This message comes to us from many sources: from school, from parents, even from political figures

6、 referring to traditional values. Hard work, family loyalty, and the capacity to postpone desires are core American values that have made our country great. 4 But the opposite message, advertisings permissive message, is inescapable. Though sometimes disguised, the messages are everywhere we look: o

7、n TV, in movies on printed media and road signs, in stores, and on busses, trains and subways. Advertisementsinvade our daily lives. We are constantly surrounded by the message to spend, spend, spend. Someone recently said, The only time you can escape advertising is when youre in your bed asleep! 5

8、 Its been calculated that by the age of 18, the average American will have seen 600,000 ads; by the age of 40, the total is almost one million. Each advertisement is doing its utmost to influence our diverse buying decisions, from the breakfast cereal we eat to whichcruise line we will use for our v

9、acation. There is no shortage of ideas and things to buy! Now, of course, we dont remember exactly what the products were, but the essential message is cemented into our consciousness, Its good to satisfy your desires. You should have what you want. You deserve the best. So, you should buy it now! A

10、 famous advertisement said it perfectly, I love me. Im a good friend to myself. I do what makes me feel good. I derive pleasure from nice things and feel nourished by them. I used to put things off. Not anymore. Today Ill buy new ski equipment, look at new compact cars, and buy that camera Ive alway

11、s wanted. I live my dreams today, not tomorrow. 6 What happens as we take in these contradictory but explicit messages? What are the psychological and social consequences of this campaign to control our spending habits? On one hand, we want more things because we want to satisfy our material appetit

12、e. Most of us derive pleasure from treating ourselves. On the other hand, a little voice inside us echoes those upright messages: Watch out, takestock of your life, dont let your attention get scattered. Postpone your desires. Dont fall into debt. Wait! Retain control over your own life. It will mak

13、e you stronger. 7 Anyway, many of the skills you need as a successful student can be applied to your finances. Consider your financial well-being as a key ingredient of your university education as money worries are extremely stressful and distracting. They can make you feel terrible and hinder your

14、 ability to focus on your prime objective: successfully completing your education. 8 How can you be a smart and educated consumer? Many schools, community organizations, and even some banks offer financial literacy classes. Consider consulting with your schools financial aid office or seek input fro

15、m your parents or other respected adults in setting up a budget. An additional option is finding a partner to help you stay on track and find pleasure in the administration of your own financial affairs. Most importantly, if you find yourself getting into financial trouble, dont let your ego get in

16、your way; urgently get help with tackling your problem before it spins out of control and lands you in legal troubles. 9 All this will help you become an educated consumer and saver. As you learn to balance spending and saving, you will become the captain of your own ship, steering your life in a successful and productive direction through the choppy waters.